Direct Student Loan Exit Counseling

Direct Student Loan Exit Counseling

If you borrowed a Federal Direct Student Loan, you are required to complete exit counseling before you graduate, drop below half-time enrollment, or withdraw from school. The counseling is completed online at

Here you will learn about:

  • Borrower rights and responsibilities
  • Repayment plans
  • Deferment or forbearance options
  • Avoiding default

Complete Loan Exit Counseling

  • Visit
  • Sign in using your FSA ID number, not parent's. The student not parent must complete the counseling session.
  • Select "Exit Counseling".
  • Select school information.
  • Process must be completed in one session.
  • For technical or site related issues or have questions, please call Applicant Services at 800-557-7394.
  • Have questions? Email us at or by phone 570-389-4297.